After a car accident in Massachusetts, whose insurance pays depends on what the rideshare driver was doing when the crash happened. Once a driver accepts a ride and until the passenger is dropped off, Uber and Lyft must carry at least $1 million in liability coverage. If the driver’s app is on but no ride has been accepted, coverage is much lower. With the app off, only the driver’s personal auto policy applies.
These rules protect everyone hurt in a rideshare crash, whether you were the passenger, another driver, a cyclist, or a pedestrian. That holds true across Framingham, Natick, Wellesley, and the rest of MetroWest. Because Massachusetts is a no-fault state, Personal Injury Protection (PIP) benefits may cover your first medical bills and lost wages while the larger liability claim is sorted out. Crashes on busy routes like Route 9 and the Mass Pike often involve several insurers, which makes it important to identify every policy that may apply.
Find out the driver’s app status as early as possible, before the rideshare company’s trip records become harder to get. Pappas Law, based in Framingham, helps people injured in Uber and Lyft accidents throughout MetroWest and Massachusetts. We can secure that evidence and deal with the insurance companies for you. Call (508) 879-3500 or contact us online for a free consultation.
